Insurance is an essential part of the car rental process, but many people don't know what it actually covers and which coverage is best for them. In this article, we'll explain the types of insurance offered when renting a car and when you need additional insurance.
1. Third Party Liability Insurance:
It covers damage you cause to others (people or property) but does not cover damage to the rental car itself.
2. Comprehensive insurance:
Covers damages resulting from accidents, theft, vandalism, and natural disasters. This is the preferred type for most customers.
3. Personal Accident Insurance (PAI):
It provides medical coverage for the driver and passengers in the event of an accident, and may also cover ambulance costs.
4. The deductible amount:
This is the portion of the damage you bear. The lower the amount, the higher the rental cost, and vice versa.
5. Additional insurance via credit card:
Some credit cards offer free insurance when you rent a car. Be sure to contact your bank for details..
Conclusion
Choosing the right insurance provides peace of mind during your trip and protects you from high costs. Don't hesitate to ask your rental company about coverage details before signing.